Received a call from Bankers. Told me her manager had found my resume (probably from Monsters) and wanted to bring me in for an interview. I asked for what position and she did not have a specific position in mind. Red Flag #1. She asked about my background in sales - none. Management - a lot. She responded I had a lot of management experience, I would qualify for a management position and that I should arrive on the appointed day at 9:30a, bring a copy of my resume and to dress business professional. Red Flags #2 and 3. I knew walking in this was not some place I wanted to work but felt I needed to go through the process to have something to write in this review. Filled out the questionnaire some of the questions I felt were none of their business and proceeded to sit through a 2.5-hour presentation with approximately 40 other people. Great overview of the company - then the pitch about how much money you could make as an agent - commission only at first, and if you "qualified" for management, you could make even more. Then you were hit with you need to take a test which costs over $200 for the test and study materials. They then brought people in one by one and would tell them if they qualified or not and that they would be receiving a call within the hour to make an offer. I was told I could not go straight to management but must start as an agent first and that I should sign up for the test and study materials right away. At no time was I asked about my background and the fact I had no sales experience on my resume ever seemed to factor in the decision. Again, I was asked some questions that I thought were none of their business such as how much in your retirement account. I respectfully declined to answer. I received an offer that I "qualified" approximately two hours later. I declined. My observation on the entire situation. They are prospecting prospective clients.