Approach the issue if I saw something on ethical… Well I have to go straight to the top because apparently Mr. Cooper isn't in the business servicing loans they make all their money when this nice American homeowner is going to default. I mean, the amount of money they make through foreclosure process with fees and getting reimbursed is tenfold, compared the life of a seven-year loan, which is an average. Loss mitigation? What's that, oh yeah I think we did it right, I mean I think I missed placed your paperwork can you send it in again for the 17th time yeah we lost that one too. The department of justice need to kick the doors and grab every telephone and computer and threw in the dumpster! Tyrants, how old are actually in business is not good I live for much longer folks. The hell you need a lawn service are for? Think about it we keep our money in the bank and manage that what can we do the same with the mortgage, that you get special department of things go sideways you can still manage your own destiny. Just a matter time don't be in loan servicers, take care your own loan like your bank account or credit card account there any financial instrument would need this piece of sh*t for? So they can put 80-year-old seniors Adams Street after they been paying a mortgage for 20 years, maybe a side getting your payments anymore so we're gonna foreclose on you. The days of the lawn service there are limited and we don't want you anymore you never wanted you. Fannie Mae also make money on my play all good folks. 🙏🏼