I applied online to the #YOUWRITEWHAT'SNEXT graduate program. The first stage of the process was a simple online application consisting of a few background questions. This was followed by a phone interview. I found it very easy and not challenging considering ISBAN's key role on such a successful bank like Santander. I was asked basic competency questions and briefed on the position and what it would entail if I got the job. Within a week I got invited through email to develop the presentation and what I consider to be the most interesting part of ISBAN's recruitment process. If I have to point out something negative it would be the interview's difficulty level and lack of time and flexibility between stages, as I only got two days and one only time slot for the phone interview. However, I believe the presentation gives you a great chance to really demonstrate what your interests, knowledge and skills are! Very good idea.