O processo levou 4 semanas. Fiz uma entrevista na empresa Capital One.
Entrevista
Capital One has a very focusses process to their interviewing process. It seems like it is run very strictly by the HR group who makes sure that interviewers are asking the right questions. The process starts off like any other company where a recruiter will call you to screen you for a role. If you seem to be quailfied for the role, they will have you do an online assessment. This basically checks for math/logic skills and behavioral assessments. If you score well enough on the online assessments, he/she will set up a phone interview with the hiring group. If that goes well they will try to schedule something onsite interview. They have three types of interviews that you will be exposed to if you participate in the on-site interview. They are a case study (example below), behavioral (eg: tell me a time when...), and job-fit (which were more personality feeler type converstions). You will have a mixture of these, but they will tell you exactly which type(s) you will have when they schedule you.
Perguntas de entrevista [1]
Pergunta 1
Case example: Analyzing an affinity credit card (ex. special card only available to members of a specific group)
Facts:
1) average card balance is $1000
2) each card has a rate of 15%
3) membership fee is $20 per card
4) loss rate is 3%
5) $25 operating cost per card
6) $10 affiliation fee per card (cost to the group for access to members)
7) 6.5% cost of funds
Q1: How much profit is generated per card?
A1:
Total Revenue = ($1000 * 15%) + $20 = $170
Total Expense = (3% * 1000) + $25 + $10 + ($1000 * 6.5%) = $130
Total Profit = $40
Q2: The 3% loss rate can either mean either 3% of the outstanding balance defaults or 3% of the borrowers default on their entire balance. If the average balance is increased to $2000, what happens to the loss?
A2: The loss doubles either way you calculate it.
Q3: Is a borrower with a low balance more or less likely to default then a borrower with a high balance?
A3: Less likely. Borrowers tend to charge up a balance before they default.
Q4: Would the affilated group ever want to puchase the accounts from the financial institution?
A4: The most likely scenario is that they want to purchase the accounts in order to turn around and sell them to another financial institution.
Q5: If the affilated group offered $20 per account to purchase from the financial institution, what would thier profit be? (assume that we are only talking about 1 year)
A5: Current profit per account is $40 minus the cost of $20 per account to purchase and eliminate the affiliation fee of $10 per account. Profit after the purchase would be $30.
Q6: What could the financial institution do to convince the affiliated group not to want to purchase?
A6: Increase the affiliation fee
Q7: What is the most the financial institution would be willing to increase the affiliation fee to?
A7: Max profit is the current level of $40 and minimum is the profit if sold to the affiliation at $20. $40 - $20 = $20. They could only increase the fee by $20 for new affiliation fee of $30.
That is all I can recall from memory. There wasn't a lot more. My advice is don't over-think things.
http://www.capitalone.com/careers/hiring/sample_step1.php?linkid=WWW_Z_Z_Z_CARHIBC_C1_01_T_CARHISA1
http://www.joinbain.com/apply-to-bain/interview-preparation/default.asp
It was very good. The person asked me questions and I responded back with answers. It was a pleasant experience. The questions were interesting. I have nothing more to say on the matter.
Interviews at large tech and consulting firms typically follow a structured, multi-round process designed to assess both technical competence and cultural fit. Candidates can expect four or more interview rounds, which often include a mix of behavioral interviews, case studies, and sometimes technical or role-specific assessments depending on the position. Behavioral interviews focus on past experiences, decision-making, teamwork, and leadership, while case interviews evaluate problem-solving skills, analytical thinking, and the ability to communicate structured solutions under pressure. To prepare effectively, candidates should thoroughly review the sample questions and case examples provided on the company’s website, as these closely reflect the format, expectations, and evaluation criteria used during the actual interviews.
Perguntas de entrevista [1]
Pergunta 1
How to beat me at poker
I like playing poker, but I need to improve at shuffling cards.
Here is my shuffling method :
I take the card from the top to start a second pile.
I take the next card from the top of the pile and put it under the second pile.
I take the next card from the top of the pile and put it on top of the second pile.
I repeat the last two steps until no card is in the first pile.
Given the initial pile of cards, can you guess the order after my shuffling?
4 rounds of interviews. First there are screening questions, then a test assessment, then a mini interview, followed by a power day of 3 back to back interviews. Process can be long and take a while to complete so be ready.
Perguntas de entrevista [1]
Pergunta 1
Case study questions based on more quantitative cases