The Team:

Our team specializes in analyzing complex, non-traditional asset classes including Latin America Cross-Border securitizations, solar ABS, triple net lease properties, data centers, time-share, and whole business securitizations in U.S. Following a recent reorganization that expanded our scope from U.S. esoteric markets to include Latin America, we foster a collaborative environment where analytical excellence meets innovative problem-solving, supporting the growth of structured finance markets globally. Our team values strategic thinking, cross-functional collaboration, and leverages emerging technologies including AI and automation tools to enhance analytical efficiency and accuracy in line with industry best practices.

The Impact:

As a Rating Analyst, you will support the end-to-end rating process for complex securitizations in Latin America and esoteric ABS transactions in the US, directly influencing capital market decisions and investor confidence. This role blends research and quantitative and qualitative analytical skills, client-facing interactions, and project management. Your analytical expertise will support rating outcomes through comprehensive cash flow modeling, credit assessment, and structural analysis under various economic scenarios. The Rating Analyst is expected to support senior analysts on credit rating committees and interact with bankers, issuers and investors on analytical matters. Furthermore, you will play an important role in improving our analytical tools and streamlining our processes by drawing on computer and data science skills. You will take accountability for individual and team targets while providing guidance and clarification to support the team in delivering quality work.

What's in it for you:

Structured finance is an important sector of the capital markets and is a key funding source and growth driver for many areas of the economy. This role offers exceptional opportunities to work with cutting-edge financial structures and emerging asset classes in a fast-paced, intellectually stimulating environment. You'll benefit from working in a collegial culture with significant potential for professional development and career advancement within S&P Global's prestigious Structured Finance division. To succeed, you must be comfortable with quantitative analysis and have a knack for problem solving. You'll gain exposure to AI-powered analytical tools and automation technologies that are transforming structured finance analysis, positioning you at the forefront of industry innovation. This includes experience with machine learning applications in credit risk assessment and automated data processing workflows that enhance analytical efficiency and accuracy.

Responsibilities:

• Support the end-to-end ratings process for new issue and surveillance transactions

• Perform cash flow analysis, synthesize results, and present findings in a timely manner in committees for securitization in Latin America and esoteric assets, including transportation ABS, private equity, triple net lease properties, data centers, time-share, and whole business securitizations

• Analyze credit, cash flow, and performance characteristics of collateral pools; review third-party model output and reconcile with cash flow results from internal models

• Review legal and operating documents to ensure consistency with criteria and identify issues with the transaction structure; provide comments to external parties

• Demonstrate strong knowledge of ratings criteria and cash flow analysis and effectively handle clients' analytical questions

• Take ownership of process improvements and contribute to the development of new analytical tools

• Leverage AI and automation tools to enhance analytical processes, including automated data extraction, pattern recognition in credit performance, and machine learning-assisted risk assessment models

• Contribute to team initiatives to improve efficiencies in the relative business area while resolving varied and non-routine issues

• All employees must work from the office at least 2 days per week

What We're Looking For:

Basic Required Qualifications:

• An S&P Global employee at this level would typically have 2+ years of relevant work experience, preferably within a Structured Finance Ratings capacity; prior work experience working with esoteric ABS or emerging asset classes and prior structured finance ratings experience is a plus

• Bachelor's degree required;

• Fluency in English, Portuguese and Spanish required

• Strong proficiency with Excel, Word, and PowerPoint

• Experience with cash flow modeling for esoteric assets

• Understanding of financial markets and structured finance principles

• Excellent verbal and written communication skills

• Excellent research skills

• Ability to analyze and solve complex, non-routine problems with ingenuity in a timely and insightful manner

• Ability to manage multiple tasks and tight deadlines under time pressure

• Strong interpersonal skills and ability to work well in a collaborative team

• Diligent and intellectually curious self-starter with a strong work ethic and a drive to succeed

• Proven ability to work independently while maintaining high standards of accuracy and attention to detail

• Final-stage candidates must attend one in-person interview at your nearest S&P Global Ratings office before offer

Additional Preferred Qualifications:

• Knowledge of cash flow modeling and programming languages such as Python, R, or VBA

• Advanced Excel skills including VBA and complex financial modeling

• CFA or CAIA designations or steps completed would be a plus

• Experience with AI and machine learning applications in financial analysis, including automated data processing and predictive modeling tools